Access to diverse financial products and services is an indispensable component for successful participation in a market economy. In Nepal, out of a total population of 26 million, 13 million lack access to even basic formal financial services, a figure thought to be steadily declining. Through SAFAL, The Blueberry Hill Charitable Trust will provide sustainable increase in income and access to finance opportunities to more than 28,000 people (of which 60% are women) living in Nepal’s hill and mountain communities and bring about a systemic transformation in the delivery and access to financial services.